Buying property in Spain is an exciting adventure, but it can feel overwhelming if you're unfamiliar with the process. As specialists helping international buyers (70% of our clients are first-time Spanish property buyers), we've created this comprehensive guide to make your journey smooth and stress-free.

Understanding the Timeline

Expect a 6-month journey from your first property viewing to completion. This includes:

• Property search and viewings
• Legal documentation (approximately 2 months)
• Mortgage approval (if required)
• Final contracts and completion

Essential Legal Requirements

NIE Number (Número de Identidad de Extranjero) This is your Spanish identification number, required for all property transactions. We can help you obtain this essential document.

Spanish Bank Account You'll need a local bank account for utility payments, property taxes, and transaction purposes.

Legal Representation Having an independent English-speaking lawyer (Gestor) is crucial. We work with trusted professionals who protect your interests throughout the process.

Understanding the Costs

Beyond the property price, budget for:

• Legal fees: Approximately 1% of purchase price
• VAT on new builds: Averages 10%
• Property transfer tax: Varies by region
• Notary and registration fees
• Currency exchange considerations

Financing Your Spanish Property

80% of our international clients pay cash, while 20% require mortgages. Spanish banks typically offer mortgages to non-residents, though terms differ from UK or European mortgages.

Visa and Residency Options

Planning to spend extended time in Spain? We partner with Heniam to provide visa and residency support, including guidance on:

• Golden Visa programs
• Non-lucrative residency visas
• Permanent residence requirements

The Dream Home in the Sun Difference

As AIPP members (Association of International Property Professionals), we adhere to the highest professional standards. Our comprehensive service includes:

• Personal airport pickup
• Property viewings and virtual tours
• Legal support coordination
• After-sales assistance
• Key holding and rental management
• Property maintenance network